Hartloff Benefit Solutions - Medicare benefits, Employee Benefits - Buffalo NY

Medicare Benefits

Turning 65? About to enroll in Medicare for the first time?

Hartloff Benefit Solutions Medicare division was founded on the need for education in the Senior Healthcare market. We designed this Division with our goal of long term relationships that start before you enroll, assisting you through enrollment and continuing year after year.

Transitioning to Medicare can be one of the most confusing and frustrating processes you go through as you near retirement. There are so many questions and concerns that you need to have answered.

With up to 40 Medicare Advantage options and then many additional Medicare Supplement options, our Team of Independent Sales Representatives can work with you to streamline the process and help you make the most informed decisions and choices.

Request your Complimentary Medicare Checklist.

Are already enrolled in Medicare? Have you had your plan for some time?

Many Medicare beneficiaries are not sure if they are in the right plan. Plans frequently change and you need to be certain that you are getting all the benefits you are entitled to. We take the time to listen, learn about you and help you determine what your needs are. We then make recommendations to help you make the most informed choice of plans.

Many people choose to keep their current plan. But your medical needs could change.  Your prescriptions may change. If you developed a medical condition, are you sure that your plan is the most cost effective? Does it let you go to any provider, anywhere? If over the past year you visited your doctor more than ever, you may want a plan with lower co-pays or co-insurance. If you are healthy and haven’t used your plan in a while, it may be time to look at a plan with a lower monthly cost or no premium at all. Another report by CNBC claims that you even cut your monthly expenses by hundreds of dollars. There are certainly great reasons to keep your eyes and options open during AEP.

We represent all the major carriers and provide unbiased plan options for you.  Our plan reviews are no-obligation and complimentary.

Contact us for a complimentary consultation.

Are you a business or organization that would like to host a Medicare 101 presentation for your employees or members?

Hartloff Benefits has done presentations for our business clients, Churches, and Associations. We provide an interactive, informative educational workshop on the A ,B, C’s of Medicare. From original Medicare to Medicare Advantage to MediGap plans, we strive to answer the questions.

 Questions such as:

  • When do I need to sign up for Medicare?
  • Do I have to do everything when I turn 65?
  • What about my spouse/dependents?
  • Can I keep my work Health coverage?
  • And dozens of other questions

Please contact us to discuss a workshop.

Not connected with or endorsed by the United States government or the federal Medicare program.


Hartloff Benefits Solutions - Buffalo NY


  437 Olean Road East Aurora, NY 14052
  [email protected]