The importance of Group Life, along with Short- and Long-Term Disability benefits is often overlooked by Employers – these programs are a great way to attract & retain employees. There is a multitude of insurance companies that offer these plans. Hartloff Benefit Solutions LLC helps design and implement these programs and at renewal works to ensure that you have the most cost-effective rates.

Many employees only have NYS DBL. This benefit pays 50% of salary to a maximum of $170/week and it is taxable. Clearly not enough to live on. We provide additional Disability benefits such as Enhanced DBL or true group disability providing higher levels of benefits.