Hartloff Benefit Solutions - Medicare Benefits, Employee benefits - Buffalo NY

Our Team

April HartloffApril E. Hartloff

Owner/Employee Benefits Specialist
Phone: 716-655-5901
Email: [email protected]

April has 30 years of experience in the insurance business, the last 15 years as a Strategic Healthcare Consultant. Her initial background as a CSR entrenched her belief that everyone deserves GREAT service. Go above and beyond what is expected. Her philosophy with benefits has been to learn about the business, its employees, and design a benefit program from that perspective.

April’s goal is to provide creative, outside the box benefits solutions. Her concern for the long term well-being of her clients & their employees helped April develop a Trusted Advisor relationship. April has continued to take a Proactive approach helping her clients navigate the ever changing landscape of Employees Benefits.

It is April’s ongoing drive to continuously provide value-added services to her clients that led April to start her Agency. April holds a New York State Property Casualty license , the NY Life Accident & Health license and the Group Benefits Disability Specialist designation.

Member of National Association of Health Underwriter, NAWBO, NY Farm Bureau, and NYS Nursery & Landscape Association.


Alan JustinAlan Justin

Independent Sales Representative
Phone: 716-655-5901
Email: [email protected]

Alan Has over 40 years of experience in the Insurance industry, with knowledge of many facets of the business. He has many years of working with Employee Benefits, Voluntary Benefits and Worksite marketing.

He has brought his goal of educating clients and helping them through the Maze of Medicare to Hartloff Benefit Solutions LLC. This has provided Hartloff Benefits with the ability to help people transition from workplace Health Insurance into Medicare.

Alan holds the NYS Life Accident & Health license.  Alan also has the designations of Chartered Life Underwriter and Chartered Financial Consultant


McKenna HamillMcKenna Hamill

Account Manager
Phone: 716-655-5901
Email: [email protected]

McKenna has brought her four years of retail customer experience and 3 years of Financial Services experience to Hartloff Benefits to work as an Account Manager. Her caring attitude towards clients and positive attitude brings a fresh perspective to Hartloff Benefits when working with new clients.  Her ability to tackle any challenge helps clients deal with the many aspects of employee benefits.

McKenna holds the NYS Life, Accident & Health license.


Jan Krowka

Independent Sales Representative
Phone: 716-655-5901
Email: [email protected]

With over 35 years of experience, Jan brings a wealth of knowledge in Banking, Financial Services and Insurance to our Team.  Her philosophy of working closely with clients and making sure their insurance needs are fulfilled fits in well with the Hartloff Benefits mission. Working with both individuals and small businesses on their Benefits and Insurance needs Jan has proven to provide value added services to her clients.

For the past 6 years, Jan has been focused mainly on Medicare members. She is providing complete services from initial sign up for Medicare through enrolling in Advantage and Supplement plans. Jan is dedicated to being available year-round for her clients assuring that her help and assistance is always there, focusing on needs- based service.

Jan’s experience includes owning her own Insurance Agency, providing insurance, and investment services for her clients. Jan also took over as the Regional Manager for a payroll company, and further expanded her services after her banking career locally as a small business specialist.

During her career, Jan has been involved with many community organizations; including Kiwanis and her church, serving on the Board of Directors for both.  Jan lives in East Aurora with her husband, Ron.

Jan holds a NYS Life, Accident & Health License and Broker Property & Casualty Insurance License



Hartloff Benefits Solutions - Buffalo NY


  7000 Seneca Street, Elma, NY 14059
  [email protected]